Experts agree that ____41____ is becoming a growing trend that more and more consumers across China are using cashless payment methods. ___42___ rapid development of third-party mobile payment tools, ____43____ some extent, is helping to promote cashless payment across the country.

China is not the first country ____44____ (seek) a cashless society. Developed countries like Sweden, Denmark and Singapore are also witnessing the development of cashless payment methods.

However, the rapid development of cashless payments does not mean there are no _____45_____ (challenge) and criticisms. Alibaba’s Hema Supermarket (盒马生鲜超市), ____46____ customers can shop on their mobile phones via Alipay (支付宝), ____47____ (come) into the spotlight recently. Media reports argue that, ____48____ (consider) illegal, payments can’t be made in cash there.

A cashless society would not mean that cash would ____49____ (complete) disappear. As the economy grows, the ____50____ (circulate) of cash is still very huge.